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I-WordPress Payment Processing

I-WordPress Payment Processing

Ukuletha ukuthengisa kubalulekile kunoma yisiphi isitolo se-ecommerce, kodwa isici esivame ukunganakwa ukuthi ungenisa kanjani imali.
Lokhu kuhilela ukukhetha isango lokukhokha elingcono kakhulu lezidingo zakho.
Ukuthengiswa kwe-Ecommerce kubandakanya uchungechunge lwezinyathelo ezigcina ziholela ekuphumeni okuqediwe.
Ngoba amakhasimende angashiya kunoma iyiphi i-stage ngenxa yezizathu ezimbalwa, ufuna ukudala umuzwa ongenazihibe ngangokunokwenzeka ukuze ukhuthaze ikhasimende ukuthi liguqule.
Unalokhu engqondweni, yonke imizamo yakho ekugcineni izoba yize uma kunenkinga yokwamukela inkokhelo yekhasimende.
Kanjalo, uma inqubo yakho yokukhokha inzima kakhulu noma ikhawulela, ikhasimende lingase lishiye inqola yalo njengamanje.
Phakathi kwezizathu eziphezulu zokuthi kungani ikhasimende lishiya inqola yalo yokuthenga kungenxa ukukhathazeka mayelana nokuphepha kwenkokhelo.
I-WordPress ingelinye lamapulatifomu aziwa kakhulu lapho kwakhiwe khona izitolo zesimanje ze-ecommerce.
Ake singene sijule kumakhenikha angemuva kokucubungula ukukhokha kwe-WordPress:
Yini Ehilelekile Ekwenziweni Kwenkokhelo Ye-inthanethi?
Kukhona abantu abathathu abathintekayo lapho becubungula izinkokhelo ze-inthanethi: umthengisi, ikhasimende, kanye nobuchwepheshe.

1. Umthengisi (wena) wamukela izinkokhelo zekhadi lesikweletu. Udinga ukusebenzisana nebhange lomthengisi (elibizwa nangokuthi isitholi) elamukela izinkokhelo futhi lizifake ku-akhawunti yomthengisi (lokhu ngokuvamile kwaziwa ngokuthi iphrosesa yokukhokha).
2. Ikhasimende eliqala ukuthengiselana ku-inthanethi ngokuvamile likhetha ukukhokhela ama-akhawunti alo lisebenzisa amakhadi esikweletu noma edebhithi. Ngokuqondile, ngokusho Statista, u-42% wabathengi abaku-inthanethi bancamela ukukhokha ngekhadi lesikweletu, u-39% bancamela ukukhokha ngezindlela ze-elekthronikhi (kufakwe ne-Paypal), kanti u-28% uncamela ukukhokha usebenzisa amakhadi edebithi.
3. Ubuchwepheshe buhlanganisa iphrosesa yokukhokha kanye nesango lokukhokha.

I-WordPress Payment Processors vs. I-WordPress Payment Gateways: Uyini Umehluko?

Kunomehluko omncane kakhulu phakathi komcubunguli wezinkokhelo nesango lokukhokha, kodwa ulayini ufiphalisiwe kusukela kamuva.
Ngaphambilini, bekunesidingo sokukhetha kokubili iphrosesa yokukhokha (eyaziwa nangokuthi i-akhawunti yomthengisi) kanye nesango lokukhokha. Akunjalo njalo namuhla.

1. Iyini iphrosesa yokukhokha?
   Umcubunguli wezinkokhelo ungumxhumanisi onesibopho sokucubungula okwenziwayo ngenqwaba.
   Ngokusho kwe-Elegant Themes, iphrosesa yokukhokha iyi- unesibopho sezinto ezi-4:
   • Ukusingatha ubudlelwano kanye nokulawula ubungozi phakathi kwezinkampani zamakhadi esikweletu nebhizinisi lakho.
   • Ukuphatha idatha yomuntu siqu neyezimali evela kumakhasimende.
   • Ukudonswa kwemali ekhasimendeni kanye nokufaka ikhredithi ku-akhawunti yebhizinisi (ukucubungula okwenziwayo).
   • Ukudlulisa izimali ku-akhawunti yakho yasebhange yebhizinisi.
2. Liyini isango lokukhokha?
   Isango lokukhokha liyithuluzi lenkampani yangaphandle elihlaziya futhi licubungule izinkokhelo zamakhasimende. Zikhona ukuze zixhumanise inqola yokuthenga yekhasimende kunethiwekhi yokucubungula.
   Abathintekayo ekuhwebeni kwesango lokukhokha bangabakho webisayithi, ikhasimende, kanye nenkampani ehlinzeka nge-akhawunti yakho yomthengisi.
   Kwesinye isikhathi, i-akhawunti yomthengisi kanye nesango kungaphathwa inkampani efanayo.
   Imfuneko enkulu yamasango okukhokha i-Payment Card Industry Data Security Standard (I-PCI DSS) ukuhambisana.
   Lokhu kuhilela isethi yezindinganiso eziqinisekisa ukuthi zonke izinkampani ezamukela, ezicubungula, ezigcina, noma ezidlulisa ulwazi lwekhadi lesikweletu zigcina indawo evikelekile.
   Kunezinhlobo ezimbili eziyinhloko zamasango okukhokha:
   • Ngokuqondile: Ikhasimende lingaqedela ukuthengiselana ngqo kweyakho webindawo.
   • Qondisa kabusha: Ikhasimende kufanele likushiye webindawo yokwenza inkokhelo. Ikhasimende lithunyelwa ekhasini elingaphandle ukuze licubungule inkokhelo.
   Inketho yokuqondisa kabusha ingcono uma eyakho webukuphepha kwesayithi akufanelekile ngo-100% futhi awufuni ukuba nesibopho sanoma yiluphi ulwazi olulahlekile noma oluntshontshiwe.
3. Abahlinzeki be-All-in-one.
   Kunezinkampani ezithile ezinikeza kokubili ukucubungula inkokhelo kanye nezinsizakalo zesango lokukhokha, njenge I-Beanstream.
   Kukhona futhi izinkampani ezifana I-Paypal ne-Stripe eziqeda isidingo se-akhawunti yomthengisi ezinikele.
   Kulesi sihloko, ngeke siye ngemininingwane mayelana nendlela yokusetha noma ukuhlanganisa amaphrosesa okukhokha, njengoba kukhona izixazululo eziningana zokucubungula inkokhelo lokho kungakuvalela lelo gebe.

Ukuthi Okwenziwa Ku-inthanethi Kucutshungulwa Kanjani

Kukhona ama-s amabilitagisekusetshenzweni kwenkokhelo: ukugunyazwa (ukugunyaza ukuthengisa) kanye nesinxephezelo (ukufaka imali ku-akhawunti yakho).
Nakhu okuhilelekile komunye nomunye:

1. Igunyaza ukuthengisa ngokugunyazwa.
   Uma ikhasimende lithenga into kweyakho webIsayithi lisebenzisa ikhadi lesikweletu noma lasebhange, ulwazi lungena esangweni lokukhokha, elibhala ngemfihlo idatha ukuze liyigcine iyimfihlo.
   Ibe isithunyelwa kumcubunguli wokukhokha, othumela isicelo ebhange elikhiphayo licela imali yokukhokhela izinto zakho. Ibhange linganikeza noma lenqabe isicelo, kuye ngokutholakala kwezimali (zamakhadi okukhokha) noma uma umkhawulo wesikweletu sekhasimende ufinyelelwe.
   Ngokumangalisayo, yonke le nqubo ithatha imizuzwana engu-1-2 nje ukuqeda.
2. Ukulungisa ukuthengisa nokuthola imali ku-akhawunti yakho.
   Uma umsebenzi usugunyaziwe, okhipha ikhadi uthumela imali kumthengisi, ofaka imali ku-akhawunti yakho yasebhange.
   Uma imali ifinyelela ku-akhawunti yakho yasebhange, ungakwazi ukufinyelela izimali.
   Kwesinye isikhathi, amabhange awakuvumeli ukuthi ufinyelele kuzo zonke izimali ngokushesha, uma kwenzeka udinga ukubuyisela imali ikhasimende ngokuhamba kwesikhathi.
   Yonke inqubo yokukhokha ingathatha izinsuku ezimbalwa.

Ukukhetha Isixazululo Sakho Esifanelekile Sokucubungula Inkokhelo Ye-WordPress

Ukukhetha isango lokukhokha akulula njengoba kubukeka.
Kuya ngokuthi uthengisa ini, lapho, uzobe wamukela izinkokhelo ezivela ezingxenyeni ezihlukene zomhlaba.
Kanjalo, kuzodingeka ucabangele imithetho nemikhawulo ehlukene ethinta ukucutshungulwa kokukhokha kwe-WordPress.
Nansi eminye imibuzo okufanele uyiphendule ngaphambi kokukhetha isango lokukhokha:

1. Hlobo luni lwezinkokhelo owamukelayo?
   Ezinye izitolo zezitini nodaka zamukela imali kuphela, kodwa uma unesitolo esiku-inthanethi, inketho yemali kuphela ayisabuzwa.
   Ukwengeza, abanye abathengisi bakhetha idebhithi kunokuthenga ngesikweletu.
   Nakuba zombili izinhlobo zamakhadi zicutshungulwa amanethiwekhi afanayo (i-VISA, i-MasterCard, i-Pulse, i-Interlink, njll.), lokhu okuthandwayo kuhlobene neqiniso lokuthi ukudonswa kwemali okudonswayo kuvame ukuba nezimali ezikhokhwayo ezincane kanye nezikhathi zokucubungula ezimfushane.
   Ngenxa yezinkokhelo eziphezulu zomsebenzi, amanye amabhizinisi ngokuvamile adinga ubuncane buka-$10 ukuze acubungule ukuthengwa kwamakhadi esikweletu.
   Okunye ukucatshangelwa: i-ecommerce ethile webamasayithi aseqalile ukukhokha nge-Apple ne-Android Pay, kanye ne-Venmo, phezu kwe-Paypal namakhadi esikweletu avamile.
   Lokhu kusizakala kunciphisa ukungqubuzana okwenzekayo uma abantu kufanele bembe amakhadi abo aphathekayo ukuze bathayiphe ulwazi lokukhokha.
   Okunye futhi: uzokhokhisa kanye noma izinkokhelo eziqhubekayo?
   Uma uzobhekana nokubhaliselwe, qiniseka ukuthi iphrosesa yakho yokukhokha ye-WordPress ingasekela lesi sidingo.
2. Udayisela maphi amazwe?
   Ukuthengisela amazwe amaningi ahlukene ngokuvamile kuhilela ukusebenzisa abacubunguli benkokhelo abahlukene, ngakho-ke kubalulekile ukuthola abacubunguli abasebenza nazo zonke izinhlobo zokukhokha zamakhasimende akho.
   Oseshweni lwakho lokuthola iphrosesa yokukhokha ye-WordPress, kufanelekile futhi ukuqaphela ukwesekwa kolimi nohlobo lwemali, okuzobaluleka nakanjani kumakhasimende akho.
   Akwanele ukuthi amakhasimende akho akwazi ukuthumela izinkokhelo, ngakho futhi hlola ukuhambisana phakathi komhlinzeki wakho wokukhokha (iprosesa nesango) nebhange.
   Kunezinketho ezimbalwa ezinhle Webtolika futhi EasyShip.
3. Ungakwazi yini ukuqinisekisa ukuphepha kokwenziwe?
   Njengoba kushiwo ngaphambili, umhlinzeki wakho wokukhokha we-ecommerce kufanele ahambisane ne-PCI, abeke iprimiyamu ekuvikelweni kolwazi nokuphepha.
   4. Ukucatshangelwa okwengeziwe kokucubungula inkokhelo ye-WordPress.
   Nazi ezinye izinto ezimbalwa okufanele uzikhumbule:
   • Ukwesekwa kwamakhasimende. Ngenxa yokuthi ubhekene nemali nolwazi lomuntu siqu, kubalulekile ukuthi okukukhathazayo kusingathwe ngokushesha.
   • Inkampani izinza ngokushesha kangakanani. Kusiza ngani ukwenza amathani okuthengisa uma kuthatha iphrosesa yakho yokukhokha isikhathi eside ukuthi ikuthumelele imali yakho? Ungakhohlwa ukuthi usazama ukukhokhela abahlinzeki-mpahla futhi ukhokhe ezinye izindleko zebhizinisi lakho ngesikhathi ngokuvumelana nemibandela yokukhokha okuvunyelwene ngayo.
   • Izimali ezikhokhwayo. Uzobe uhambisana nezindleko zokucubungula inkokhelo, ngakho-ke kuzwakala kungokwemvelo ukuzama futhi uzenzakalela kumcubunguli wokukhokha onikeza izinkokhelo eziphansi kakhulu. Kodwa khumbula, izimali eziphansi akuzona zonke izinto. Cabangela lokho okutholayo ngezinkokhelo zakho; ukunquma ngomcubunguli wokukhokha akufanele kuze ngezindleko zesevisi enhle noma izici ezibalulekile.
   • Ukusebenzisana kwe-cross-device. Abantu sebethembele kakhulu emafonini abo, bawasebenzisela yonke into: okuhlanganisa ukuthenga nokukhokha. Uma ufuna ukuguqula bonke abathintekayo, kubalulekile ukuqinisekisa ukuthi iphrosesa yakho yokukhokha isebenza kahle kuwo wonke amadivayisi ahlukene.

Ukuvikela i-Ecommerce Yakho Webindawo
Ngaphandle kokukhetha umhlinzeki wenkokhelo ohambisana nazo zonke izimo zakho zokunquma, uzophinde ufune ukuvikela eyakho webindawo yokuvikela ulwazi lwabantu olubucayi lwezezimali kanye nolwazi lomuntu siqu.
Nazi ezinye zezindlela eziphezulu zokuvikela i-ecommerce yakho webindawo:

1. Nika amandla ukubethela kwe-SSL.
   Hambisa eyakho webindawo ku-HTTPS (i-'S' imele 'ukuphepha'). Ukuze wenze njalo, kuzodingeka ukuthi uthole isitifiketi se-SSL futhi usifake kweyakho webindawo.
   Ngaphandle kokwenza isayithi lakho livikeleke, ukuba ne-SSL nakho kungafaka isandla ku-SEO.
   Ngaphezu kwalokho, I-Google ixwayisa abasebenzisi uma bevakashela webamasayithi angenazo izitifiketi ze-SSL (umbulali wokuguqula).
2. Vikela ama-akhawunti omsebenzisi.
   Enye indlela yokuvikela idatha yekhasimende lakho ukukhuthaza izinqubo eziqinile zama-akhawunti abo abasebenzisi.
   Ukubhala ngekhodi ama-akhawunti omsebenzisi, ukukhuthaza amakhasimende ukwenza amagama ayimfihlo aqinile, ngisho nokusetha i-captcha eyisisekelo yokungena ngemvume komsebenzisi kungangeza isendlalelo esengeziwe sokuphepha sebhizinisi lakho le-ecommerce.

Inkokhelo ye-WordPress Plugins
I-WordPress yaziwa ngokuguquguquka kwayo uma kuziwa ekudaleni webamasayithi ngezinjongo ezahlukene.
Lapho wakha isiza se-ecommerce ku-WordPress, awudingi ukwakha yonke into kusukela ekuqaleni.
Kukhona inkokhelo eminingi ewusizo ye-WordPress plugins etholakalayo esevele ihlanganisa yonke ingxenye yenqubo ye-ecommerce, kusukela emakhasini okuthenga kuya ezindleleni zokukhokha.
Nazi izinketho ezimbili ezinhle kakhulu:

1. I-BigCommerce ye-WordPress.
   I-BigCommerce ingenye yezinkundla ezinkulu eziphethwe ze-ecommerce namuhla, enakekela yonke into kusukela ekusekelweni kwamakhasimende kuye ukuhlanganiswa kwenkokhelo. Lolu hlelo lwe-backend luhlanganisa ne-WordPress nge-BigCommerce ye-WordPress plugin.
   Mayelana nokucutshungulwa kokukhokha, i-plugin inikezela ngamazinga angcono kakhulu okucubungula amakhadi esikweletu kanye nokuhlanganiswa kokukhokha okungaphezu kuka-65.
   Iphinde ihambisane ne-PCI.
2. WooCommerce.
   I-WooCommerce, i-standby endala yokusebenza kwe-ecommerce ye-WordPress, inikeza eziningana izixazululo 0 kuzo zonke izindlela zokukhokha ungase ufune ukusebenzisa: PayPal, Authorize.net, Square, nokunye.
   Ezinye zalezi zindlela zokukhokha ze-WooCommerce zikhululekile ukungeza kusayithi lakho, kuyilapho ezinye zidinga inkokhelo (ngaphezu kwezindleko zokucubungula inkokhelo).

Amaphrosesa aphezulu we-WordPress Payments ayi-7
Kuya ngokuthi wenza ibhizinisi kuphi emhlabeni jikelele, kungase kudingeke ukhethe isevisi yokucubungula inkokhelo ye-WordPress engaphezu kweyodwa.
Nazi ezinye zezinketho eziphezulu ongakhetha kuzo:

1. I-PayPal.I-PayPal ngokungangabazeki iyisiteshi sokukhokha se-inthanethi esidume kakhulu namuhla.
   Ikona itholakala emazweni angaphezu kuka-200s, ingasekela izinhlobo zemali ezingama-25, futhi ngokuvamile ibhekwa njengevikelekile.
   Kodwa-ke, i-PayPal yaziwa ngokukhokhisa imali yokucubungula ekhuphukela kakhulu, ikakhulukazi okwenziwa ngamazwe ngamazwe.
   Kunezinhlobo eziningi ze-WordPress plugins lokho nikeza ukuhlanganiswa kwe-PayPal.
   Okuthandwa kakhulu yi- WooCommerce PayPal Checkout Payment Gateway, okwamanje enokufakwa okusebenzayo okungaphezu kuka-700,000 futhi engasetshenziswa ukuqedela ngokuphephile ukuphuma kwemikhiqizo yakho nokubhaliselwe.
   Sekushiwo lokho, ukusebenzisa ipulaki yesisombululo se-SaaS njenge-BigCommerce iza isivele ihlanganiswe ne-PayPal, i-PayPal Braintree kanye nezinsiza zabo ezihambisanayo ngokuchofoza inkinobho.
2. Umthende.Kusukela yasungulwa ngo-2010, Umthende ikhuphuke ngokushesha yaba ngomunye wabacubunguli bokukhokha abadume kakhulu.
   Ukuphumelela kwayo kungenzeka ukuthi kudalwe ukuhlanganiswa kwe-ecommerce okulula kukaStripe futhi igxile ezindleleni zokuphepha/zokulwa nokukhwabanisa.
   Ukwenziwa kwe-stripe kusingathwa kusayithi, okukunikeza ukulawula okwengeziwe kunqubo yokuphuma.
   Uma kuqhathaniswa ne-PayPal, i-Stripe inezinkokhelo eziphansi zokuthengiselana, ikakhulukazi ze-micropayments (amanani angaphansi kwe-$10). Ukwengeza, imali idluliselwa ebhange lakho zingakapheli izinsuku ezimbili, okususa isidingo sokuzikhipha mathupha.
   Kumaphrosesa atholakalayo okukhokha, i-Stripe yaziwa nangokuthi ilungele unjiniyela kakhulu, ekuvumela ukuthi wenze ikhasi lakho lokuphuma libe ngelakho.
   Kukhona i-plugin yokuhlanganiswa kwe-Stripe ne-WordPress, ehlinzekwa yi-WooCommerce.
   I-WooCommerce Stripe Payment Gateway inokufakwa okusebenzayo okungaphezu kuka-400,000.
   I-Stripe iphinde isekele i-Apple Pay kukho kokubili ukuthengiswa kweselula nedeskithophu. Futhi, nge-plugin ye-SaaS efana ne-BigCommerce, ungakwazi xhuma ku-Stripe ngokuchofoza inkinobho. Ungasebenzisa futhi Apple Pay, Amazon Pay, Venmo kanye nezinye izixazululo ezihlukahlukene esezivele zakhiwe kusengaphambili.
   Okuwukuphela kwe-caveat ukuthi nakuba u-Stripe amukela izinkokhelo kusuka noma yikuphi emhlabeni, kuphela itholakalela ukusetshenziswa kwebhizinisi emazweni angama-26.
3. I-Apple Pay.I-Apple Pay ikuvumela ukuthi wenze izinkokhelo ezingenakheshi mathupha, ngezinhlelo zokusebenza, kanye naku web.
   Ikuvumela ukuthi uthumele futhi wamukele imali evela kumilayezo nange-Siri.
   Ivikelekile uma kuqhathaniswa, uma kubhekwa ukuthi amakhasimende kufanele aqinisekise inkokhelo esebenzisa i-Face noma i-Touch ID eqhutshwa yi-biometrically.
   Lapho amakhasimende esebenzisa i-Apple Pay, asikho isidingo sokulanda uhlelo lokusebenza lwangaphandle: ungasebenzisa amakhadi owahlobanise ne-Apple Wallet yakho.
   Njengebhizinisi, uma uthola imali, ithunyelwa ngqo kweyakho I-Apple Pay Ikhadi lemali (eliku-Wallet yakho). Le bhalansi idluliselwa ku-akhawunti yakho yasebhange.
   Kubathengisi, i-Apple Pay injalo ngokushesha kunokusebenzisa amakhadi edebhithi noma esikweletu (amakhasimende angaphuma ngokuthinta nje), futhi ivikeleke kakhulu ekugcineni, njengoba ungeke ubhekane ngqo nezinombolo zekhadi lesikweletu noma lasebhange.
   Qaphela ukuthi kufanele ube neminyaka engu-18 nangaphezulu ukuze usebenzise i-Apple Pay noma udale i-akhawunti.
4. I-Google Pay.Ngaphambilini eyayaziwa ngokuthi i-Android Pay, i-Google ikhiqize kabusha umkhiqizo waba I-Google Pay. I-Android Pay ibonwe njengohlobo oluthile lomlandeli we-Google Wallet, futhi bobabili bahlanganyele ukuze babe i-Google Pay.
   I-Google Pay (manje ebizwa ngokuthi i-G Pay) isikhwama semali yedijithali kanye nohlelo lokukhokha ku-inthanethi olukuvumela ukuthi uthumele futhi wamukele imali ngomakhalekhukhwini wakho, ithebhulethi, noma I-smartwatch isebenzisa uhlelo lokusebenza lwe-Android.
   Ngokufanayo ne-Apple Pay, ungakhokha usebenzisa uhlelo lokusebenza noma mathupha usebenzisa ubuchwepheshe be-NFC (near-field communication).
   Njenge-Apple Pay, i-Google Pay ayikhokhisi izindleko zomsebenzi zabathengisi futhi liyashesha futhi livikeleke kakhulu ukusebenzisa kunezixazululo eziningi ezijwayelekile zokucubungula ukukhokha.
5. I-Amazon Pay.Esinye sezizathu ezenza i-Amazon ikhule yaba ibhemothi eyikho namuhla ukuthi ulwazi lwayo lokuthenga nge-inthanethi alunazihibe ngangokunokwenzeka, ngenxa yezici ezifana ngokuchofoza okukodwa ukuphuma kanye ne-Amazon Pay.
   Yasungulwa ngo-2007, I-Amazon Pay ivumela abanikazi be-akhawunti ye-Amazon ukuthi basebenzise abakhona Amazon.com izindlela zokukhokha zokukhokhela ukuthenga kuzinkampani zangaphandle webamasayithi (ngaphandle kokuphinda ufake imininingwane yokukhokha).
   Ngokungafani ne-Apple Pay noma i-Google Pay, i-Amazon Pay ikhokhisa a imali encane yokwenziwayo.
   I-Amazon Pay itholakala mahhala nge WooCommerce, kodwa itholakala kuphela ukuthi isetshenziswe emazweni ayi-13 okwamanje.
6. Authorize.net.Authorize.net ingelinye lamasango okukhokha asetshenziswa kakhulu namuhla. Inenkokhelo yanyanga zonke engu-$25 futhi ikhokhisa u-2.9% + $0.3 ngomsebenzi ngamunye.
   Uma ushintsha, uyakwazi ukwamukela wonke amakhadi amakhulu esikweletu, i-Apple Pay, kanye nezinkokhelo ze-PayPal ngokuqondile kusayithi lakho, ukwazi ukufinyelela Indawo yokuthola Okumelene Nokukhwabanisa, ithimba labasekeli, nokuvumelanisa okusheshayo nge-QuickBooks ukuze wenze ukubalwa kwemali kube lula.
   I-Authorize.net futhi yamukela izinkokhelo eziphindaphindwayo nezingena nge-e-check.
   Ungangeza i-Authorize.net ku-WordPress yakho webindawo usebenzisa i- Authorize.net CIM ($79) noma Authorize.net Isango Lekhadi Lesikweletu le-WooCommerce ($35). I I-BigCommerce kanye ne-Authorize.net ukuhlanganiswa ingu-$25 ngenyanga.
   I-Authorize.net inikezela ngezixazululo ezimbalwa ezihlukile zamabhizinisi e-ecommerce:
   I-akhawunti yesango lokukhokha (uma usunayo kakade i-akhawunti yomthengisi).
   Isixazululo sako konke (okuhlanganisa kokubili isango lokukhokha ne-akhawunti yomthengisi).
   Isixazululo sebhizinisi (uma ucubungula ngaphezu kuka-$500,000 ezinkokhelweni unyaka ngamunye).
   Umkhawulo omkhulu we-Authorize.net ukuthi itholakala kuphela enanini elilinganiselwe lamazwe (US, Canada, Australia, UK, and Europe).
7. Braintree.Braintree kungenye indlela yokwamukela izinkokhelo kusayithi lakho le-WordPress. Yasungulwa ngo-2007 futhi yatholwa yi-PayPal ngo-2013.
   Njengoba itholwe yi-PayPal, iqeda isidingo se-akhawunti yomthengisi, ikhokhisa kuphela imali yokuthenga (akukho zindleko zanyanga zonke!), futhi iqinisekiswa ivikelekile.
   I-Braintree ingacubungula izinkokhelo ezivela emazweni angaphezu kuka-40 ngezinhlobo zemali ezingu-130 futhi ingamukela izinkokhelo ezivela ku-PayPal, amakhadi esikweletu, i-Apple Pay, i-Venmo, nokuningi.
   Ukwengeza, ikuvumela ukuthi uhlukanise izinkokhelo nabanye abantu.
   Mayelana nokukhokha, ungakhetha ukusebenzisa isevisi yabo esingethwe noma uyishumeke ngokuqondile kweyakho webindawo. Engeza ukusebenza kwe-Braintree ku-WordPress yakho webindawo ngokusebenzisa Ukuhlanganiswa kweBigCommerce.

Izimali Zokucubungula Inkokhelo Okuzocatshangelwa

Wonke amaqembu aphethe okwenziwayo afuna ukuncishiswa yenani eliphelele: ibhange elikhipha amakhadi, inhlangano yamakhadi esikweletu, nebhange lomthengisi.
Nazi ezinye zezimali okufanele ulindele ukuzikhokha lapho usebenzisana nokucubungula ukukhokha kwe-WordPress:

1. Izimali zokuthengiselana zokuthengisa.
   Kunezinto ezimbalwa okufanele uzicabangele:
   • Izimali zokushintshana kufanele zikhokhwe nge-akhawunti yomthengisi noma nini lapho umthengi esebenzisa ikhadi lesikweletu noma lasebhange ukuze athenge okuthile esitolo. Lezi zimali zokushintshana zibe sezikhokhwa ebhange elikhiphe ikhadi futhi linakekela ukuphatha izindleko zezikweletu ezimbi nokukhwabanisa, kanye nobungozi obuhlobene obuhilelekile ekugunyazeni inkokhelo. Kukhona ngaphezulu Izindleko zokushintshisana ezihlukene ezingama-300 lokho kungase kukuthinte.
   • Ukuhlola kukhokhiswa inhlangano yamakhadi esikweletu. Ngokuvamile kuyiphesenti okuxoxiswene ngalo ngaphambilitagimali ye.
   • I-markup yiphesentitage ukusika ngokuvamile kukhokhiswa ibhange lomthengisi. Iyahlukahluka ngemboni, inani lentengiso, kanye nevolumu yokucubungula yanyanga zonke.
   • Izindleko zokucubungula yizindleko zesilinganiso esimisiwe ezikhokhiswa iphrosesa yokukhokha ukuze kucutshungulwe okwenzayo: kungaba yimpumelelo, kwenqatshelwe, noma ukubuyisela.
   Ezinye zalezi zimali zivame ukunqwabelaniswa ndawonye, ​​ngakho-ke kungaba nzima ukuthola ukuthi ubani ngempela othola iphesenti.tage.
2. Ama-Chargebacks.
   Ngokuvamile, inqubo yokukhokha (ngaphezulu noma ngaphansi) ibushelelezi: ikhasimende lithenga into, bese uthumela into futhi ukhokhelwe.
   Nakhu lapho izinto ziba nzima khona:
   Ngezinye izikhathi, ikhasimende lizokwenza file ingxabano ecela inkampani yekhadi lesikweletu ukuthi ihlehlise okwenziwayo. Lokhu kubizwa nge-chargeback.
   Uma inkampani yekhadi lesikweletu ivala ukuthenga ngekhadi, izimali ebezifakwe ngaphambilini ku-akhawunti yasebhange yomthengisi ziyakhishwa bese zifakwa esitatimendeni sekhadi lomthengi.
   Lokhu kuhluka ezimbuyiselweni ngomqondo wokuthi esikhundleni sokucubungula imbuyiselo ngqo nebhizinisi, ikhasimende lihamba phezu kwenhloko yebhizinisi bese licela ibhange ukuthi lithathe izimali ku-akhawunti yebhizinisi.
   Uma ibhange licabanga ukuthi amakhasimende alungile, azocubungula isicelo. Ngokwemithetho ye-chargeback, umthengisi kufanele athwale izinkokhelo eziza ngokuhlehliswa ngakunye.
   Azikho izimali ezibekiwe; kuncike ebhange kanye neprosesa yekhadi. Lokho kusho, kufanele ulindele ukukhokha noma yikuphi phakathi $20-$50 ngokukhokhelwa ngakunye.
   Izinkokhelo ezibuyisela emuva zizuzisa amakhasimende, kodwa amakhasimende angasebenzisa lokhu ukuze athenge ku-inthanethi noma athole imbuyiselo ephindwe kabili.
   Ngokocwaningo lwe Izindleko Zangempela Zokukhwabanisa, idola ngalinye lokukhwabanisa libiza umthengisi u-$2.40.
   Ngaphambilini sabelane ngamasu okuthi vimbela ukukhokhiswa emuva.

Imicabango yokugcina

Ukucubungula inkokhelo kungenye yezingxenye ezinganakwa kakhulu zokusetha i-ecommerce yakho webisayithi, kodwa kufanele kube ukugxila ngenxa yemiphumela yako ekuguquleni futhi ekugcineni, umgomo wakho oyinhloko.
Ukuze uthole impumelelo ye-ecommerce, kufanele wenze ukucutshungulwa kokukhokha kube okubandakanyayo, okungenamthungo, futhi kuphephe ngangokunokwenzeka.
Ingabe usenemibuzo mayelana nokusebenzisa ukukhokha ku-ecommerce yakho webindawo? Sazise kumazwana!

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hlela idemo noma usinike a
shayela ngo-1-866-581-4549.

Amadokhumenti / Izinsiza

I-BIGCOMMERCE WordPress Payment Processing [pdf] Umhlahlandlela Womsebenzisi Ukucubungula Inkokhelo ye-WordPress, Ukucubungula Inkokhelo, Ukucutshungulwa

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